What’s the Difference Between Pre-Qualification and Pre-Approval?
If you’re planning to buy a home in DeLand, Deltona, or DeBary, it’s important to know the difference between pre-qualification and pre-approval—and why it matters.
Pre-Qualification is a quick estimate of what you might be able to borrow. It’s based on basic info you provide.
Pre-Approval, on the other hand, is a verified, lender-backed commitment that makes your offer stronger.
Why pre-approval wins:
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Sellers take your offer more seriously
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You’ll know exactly what you can afford
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It helps avoid surprises during underwriting
👉 If you’re just starting the home buying process, let’s connect—I can refer you to a trusted local lender to get you pre-approved fast.
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“My sister and i were in the market for an investment property in West Volusia. I have purchased a number of properties from numerous agents. They all were nice and competent, but Allen was very accommodating with his time and efforts. We called him too many times and changed our ‘wish list’ half a dozen times. He never became impatient. If he didn’t have an answer, he would reach out to necessary parties to get it immediately. I’ve never written a review for an agent, but for Allen, I made an exception. He is fun, personable, professional, and informed.”